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CCJ Remortgages

Ocean Mortgages specialising in helping people with CCJ's

If you have had CCJ (County Court Judgment) it will be on your credit record this could could affect your ability in arranging finance. At Ocean Mortgages a past CCJ (County Court Judgment) for failing to pay a debt does not necessarily mean you will not be able to arrange finance or even find a better deal on your current mortgage, we.have many flexible mortgage & remortgage plans that are aimed to help people with CCJ's

Our CCJ Remortgage service provides no obligation help and advice from our highly trained mortgage advisors, who can advise you on your options and help you through the remortgage process. Depending on how many CCJs you have and your past credit history there are a large range of mortgage & remortgage deals available.

• By using our extensive panel of lenders (many of whom specialise with mortgage plans and experience of arranging finance for people with current or past credit problems), Ocean Mortgages are often able to help arrange refinance mortgages for many.

• All of our mortgage advisers hold the 'Certificate in Mortgage Advice & Practice’ (CeMAP) qualification, so you can be sure you are dealing with a company who will provide you with a first class service.

• We arrange for all of the processing & legal work to be completed on your behalf, thus ensuring your remortgage is arranged with the minimum of fuss

Ocean Mortgages could help you in a number of situations you may suffer from a bad or adverse credit rating, you may have county court judgments (CCJ's), you may not be on the election voters role, whatever the problem Ocean Mortgages could help. Our highly trained mortgage advisors will help you through your mortgage enquiry helping you with any problems you may encounter.

A Simple Four Stage Process >>

1. NO OBLIGATION ADVICE   Submit enquiry form on-line. Your Personal Mortgage adviser will then discuss your requirements with you and recommend to you a mortgage from our panel of lenders.

2. MORTGAGE DETAILS SENT   Details of your mortgage are sent out to you usually within 48 hours, with pre-completed forms for you to read, sign and return to us by post.

3. APPLICATION PROCESS.   Ocean will process the application for you, dealing with any third parties on your behalf including surveyors. Our solicitors will send out a new mortgage deed to you, which you sign and return to enable completion.

4. COMPLETION   Upon completion, your previous mortgage company is paid off, you receive any extra monies due and your new mortgage begins with your new lender.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counseling, credit reference agency and canvassing off trade premises.