Bad Credit Remortgages

Welcome to possibly your best option for quick and reliable bad credit mortgages! Are you in financial difficulties because of your bad credit history? Are you close to despair because you face problems in all aspects of your financial life?

If you are looking for a remortgage but your bad credit history is holding you back, Ocean Mortgages could help, whatever your circumstances. Ocean Mortgages consider all remortgage enquiries on a case by case basis and we can help arrange finance even if you have a bad credit rating, mortgage arrears, or County Court Judgments (CCJ's). Let Ocean Mortgages (who are specialists in bad credit remortgages) help you out! We are pleased to offer you our services in the area of remortgages and we offer a friendly, efficient and confidential service.

What is a bad credit remortgage? If you have fallen behind on payments on existing loans or mortgages, this can adversely affect your credit rating. This can be a problem for many mortgage lenders, and arranging finance can be much more difficult. At Ocean Mortgages we have a large selection of remortgages, many tailored for people who may suffer from a bad credit history. We understand that having bad credit should not permanently affect your financial life and thus offer you options from our extensive panel of lenders with specialist bad credit remortgages.

By taking out a bad credit remortgage, you are able to consolidate all your existing debts into one manageable monthly payment. You could also use an Ocean bad credit remortgage to raise cash for almost any other reasonable purpose. So contact Ocean Mortgages now, even if you have been turned down by your bank or other lender. We have already helped 250,000 home owners arrange finance and we could help you!

A Simple Four Stage Process >>

	1. NO OBLIGATION ADVICE
	Submit enquiry form on-line. Your Personal Mortgage adviser will then discuss your requirements with you and recommend to you a mortgage from our panel of lenders.

	2. MORTGAGE DETAILS SENT
	Details of your mortgage are sent out to you usually within 48 hours, with pre-completed forms for you to read, sign and return to us by post.

	3. APPLICATION PROCESS.
	Ocean will process the application for you, dealing with any third parties on your behalf including surveyors. Our solicitors will send out a new mortgage deed to you, which you sign and return to enable completion.

	4. COMPLETION
	Upon completion, your previous mortgage company is paid off, you receive any extra monies due and your new mortgage begins with your new lender.

Bad Credit Consolidation -

THE OVERALL COST FOR COMPARISON IS 6.8% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Only upon completion our average fee is 1.9% of the advance.
We will pay any standard legal and valuation costs.

“Ocean Finance®”, “Ocean Mortgages®”, “Ocean TV®” and “Ocean Finance TV®” are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. ‘Ocean Finance’ and ‘Ocean Mortgages’ are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counseling, credit reference agency and canvassing off trade premises.