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Ocean Mortgages is a trading style of Ocean Finance and Mortgages Limited who are a licensed credit broker. Consumer Credit License Number 550081.

Mortgage / Re-mortgage Problems

Bad Credit / Mortgage Arrears / Existing Debts

An Ocean Finance Mortgage could help you raise money on your home and reduce your monthly outgoings. The Money you raise with a Re-mortgage from Ocean Finance could be used to consolidate your existing debts and allow you to restructure your payments so you will have more money each month.

Whatever your problem Ocean Finance could help we consider each mortgage application on a case by case basis so even if you have missed some repayments on your existing mortgage or loans, have CCJ's (County Court Judgment's), had a change in circumstances we could help you find a new mortgage.

At Ocean Finance all our Mortgage Advisers are trained and qualified to give advice on finding a Mortgage that suits your individuals needs. All Mortgage applications will receive no obligation help and advice on the mortgage options available, so apply online now.

A Simple Four Stage Process >>

1. NO OBLIGATION ADVICE   Submit mortgage enquiry form on-line. Your Personal Mortgage adviser will then discuss your requirements with you and recommend to you a mortgage from our panel of lenders.

2. MORTGAGE DETAILS SENT   Details of your mortgage are sent out to you usually within 48 hours, with pre-completed forms for you to read, sign and return to us by post.

3. APPLICATION PROCESS.   Ocean will process the application for you, dealing with any third parties on your behalf including surveyors. Our solicitors will send out a new mortgage deed to you, which you sign and return to enable completion.

4. COMPLETION   Upon completion, your previous mortgage company is paid off, you receive any extra monies due and your new mortgage begins with your new lender.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counseling, credit reference agency and canvassing off trade premises.