To get a free bad credit loan quote, complete our simple loan application form. We will search our panel of lenders and find the best loan plan available to meet your needs, that is 100% tailored to your individual circumstances and budget.
Poor Credit Loans
Helping Where Others Have Failed
If you have bad credit it means that finding a loan may be a difficult task and many people often get turned down when applying for finance, at Ocean Finance we specialise in helping people with a bad credit history so if you need a bad credit loan contact Ocean Finance for a free no obligation quote.
A bad credit homeowner loan is a secured loan that is specifically designed for borrowers with a bad credit ratings. You may be affected by a bad credit rating if you have previously defaulted on a loan, CCJ`s, mortgage arrears or failed to meet credit card repayments. Though bad credit loans typically carry less favorable interest rates, they can be very helpful in terms of improving your credit history if you make repayments on time.
Ocean Finance will compare bad credit loans from the many different lenders on our panel to try and find a loan plan that suits your circumstances.
Ocean Finance has helped over 250,000 homeowners to arrange a loan, with thousands of loan plans, even for people with a Bad Credit Rating. Ocean Finance specialise in helping people to eradicate their Bad Credit by offering highly competitive rates, regardless of your circumstances.
A UK homeowner loan from Ocean Finance could be used to consolidate all your existing credit cards, store cards and unsecured loans leaving you with just one convenient, manageable monthly repayment and cash to spare. It is important to note that extending the term of any finance may result in you repaying more over the term of the loan. Even if you have bad or adverse credit, county court judgments (ccj's) or mortgage arrears you could still qualify for a bad credit secured loan though Ocean Finance. A dedicated loan underwriter will examine your personal circumstances to find the loan plan most suitable for your requirements.
Ocean Finance have loan plans to suit people with good, fair and bad credit ratings, with loan deals specifically designed to help people with a poor credit rating we are often able to help people find a loan even if you have been turned down elsewhere.
In some circumstances remortgaging may be a more suitable option than a secured homeowner loan, Ocean Mortgages also have specialised bad credit remortgages that can help people with an adverse credit rating.
OUR TYPICAL, VARIABLE RATE IS 17.9% APR. RATES RANGE FROM 11.9% to 29.9% APR
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Homeowner Loans Secured On Your Home
Use an Ocean Finance UK homeowner loan to consolidate all your existing credit cards, store cards and unsecured loans leaving you with just one convenient, manageable monthly repayment and improve your cash flow. Alternatively use your Ocean Finance any purpose loan for items such as a new car, home improvement jobs or a holiday. Even if you have bad or adverse credit, county court judgments (ccj's) or mortgage arrears you may still qualify for a home loan through Ocean Finance.
“Ocean Finance®”, “Ocean Mortgages®”, “Ocean TV®” and “Ocean Finance TV®” are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. ‘Ocean Finance’ and ‘Ocean Mortgages’ are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.
Ocean Finance & Mortgages are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974
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